Jason Derulo’s hit single, “Ridin’ Solo,” resonates with audiences because it describes the euphoria of being out of an overbearing relationship. No nagging, no arguing, no one to hold him down. He’s enjoying his freedom, his stars have aligned and he has the shine to prove it. Cloud nine is within his reach and the club is his destination.
But what would happen if his solo visits to the club landed him in debt? Ok, so he’s a superstar, and his pockets run deeper than most. But what if the average Joe found himself cruising in a Derulo look-alike Honda CR-Z, clubbing to his heart’s content until his wallet is suddenly void of all traces of green.
His solo star would definitely cease to shine and his footing on cloud nine would undoubtedly be shaken. Money problems are no laughing matter, although a smooth character may be able to pull off an air of financial confidence with a bit of swagger. And he’d have reason to be a poser, since ridin’ solo with an empty wallet won’t make you a chic-magnet at the club.
So before this wannabe playboy blows his cover, he may want to consider using his sleek CR-Z to escape his overbearing debt problem. In the real world, this kind of collateral loan is known as a title loan. Though Jason Derulo may have multiple options for securing a loan, his shade-wearing listeners may be far more credit-challenged. Title loans exist for this reason. They provide average Joe’s the opportunity to get a short-term loan. Some title loans can even help borrowers improve their credit.
All this socialite need do is take his car title (and he could get a great loan if he held the title to a late-model CR-Z) to a reputable title loan company and use it as collateral for his loan. He’d need to settle on a term for the loan and be comfortable with the monthly payments. But if he played his cards right, he could recapture that euphoric feeling again, because he’d have escaped the tyranny of poverty. (And Jason Derulo thought his ex-girlfriend had the hold on him…that’s nothing compared to the oppression of pauperism.)
No more nagging from debtors, no more arguing with collectors. No more debt to hold this average Joe down. So with his wallet bulging, his swagger fully recovered and his shades firmly in place, he can slip behind the wheel of his smooth CR-Z (Because securing a title loan does not mean you surrender possession of your vehicle. You get to keep it, just like a regular car loan.) and head to the club. Because, let’s face it, there’s no need to keep the single ladies waiting. Someone needs to rescue them from spending hours and hours of useless time surfing PlentyofFish. Now there’s a great catch just waiting for them. A great catch whose wallet is no longer ridin’ solo.