Birmingham Consumer Loans by 1-800-New-Rate
Contact Information:
Birmingham, AL
Hours of Operation:
Mon – Fri: 9:00am – 6:00pm
Loan Licenses:
Birmingham Loan License
Home Office Columbus for AL Loan License
Products Offered:
Title Pawn Rescue
Consumer Loans
Alabama Loan Requirements:
Car + Title
Valid Government issued ID
1800 New Rate is a financial service of Motors Acceptance Corporation
1800NewRate offers consumer loans, title loan and title pawn rescue to the residents of Alabama. We have several convenient locations in Birmingham and Montgomery.
What if I have a title loan or title pawn with another company?
1800NewRate specializes in Title Loan and Title Pawn Rescue. This means that we will take your existing title loan or pawn, pay off your current title loan company (the lien holder on your title) and set you up on low monthly payments. 1800NewRate has refinanced 1,000s of title pawns for individuals stuck in high interest title loans and saved people thousands of dollars.
Do I need my vehicle title to secure a loan?
Yes, all of our loans are secured by collateral and we use your vehicle as collateral. To secure a consumer loan with 1800NewRate, individuals must own their vehicle free and clear. Meaning that no loan company is listed on the title.
The one exception to this is our Title Loan and Title Pawn Rescue. Individuals with an existing title pawn can apply for a loan with 1800NewRate even though their car title has the current title loan company’s name on it.
Can I keep my car?
YES, you keep your car! Whether you apply for a consumer loan or Title Loan and Title Pawn Rescue, you keep your car. For Title Pawn Rescue customers, once your loan is approved, 1800NewRate will pay off your current title loan company. This will remove their name as lien holder on the title of your vehicle. 1800NewRate will then be listed as lien holder since the car title is collateral for the loan. But throughout this entire process, you keep your car!
Can 1800NewRate help repair my credit?
Yes! 1800NewRate realizes that title loans are designed to serve consumers with poor credit. In order to help our customers improve their credit, 1800NewRate reports to the credit bureau. This means that every timely payment our customers make is an opportunity for them to build credit.
Proudly Serving Birmingham and Surrounding Areas
Get the fast cash you need now in Birmingham, AL today!
Service Location:
Birmingham, AL
Service Radius:
75 Miles
Latitude: 33.587135
Longitude: -86.703835
Contact Info:1800-639-7283
Hours of Operation:
Mon – Fri: 9:00am – 7:00pm
Sat: 9:00am – 1:00pm
Birmingham Loan Services:
Nearby Service Areas:
Get out of that high title pawn today! Apply Now